Is NSFAS A Bursary Or Loans 2025

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Is NSFAS A Bursary Or Loans 2025

Is NSFAS A Bursary Or Loans: Is nsfas a bursary or loans 2025 over

Many students rely on financial aid programs to pursue their academic goals as the cost of higher education keeps rising. NSFAS is a government program that provides financial assistance for qualified students pursuing postsecondary education. Its main goal is to bridge the financial gap and make higher education available to students who may not be able to afford their studies on their own.

The National Student Financial Aid Scheme (NSFAS) in South Africa is one such initiative. NSFAS is frequently misunderstood to be either a loan or a bursary, though. For the interest of students looking for financial aid, we shall examine the NSFAS’s nature and shed light on its classification in this post.

SEE ALSO: NSFAS Bursaries For 2025

Is NSFAS A Bursary Or a Loan?

Depending on the individual’s financial situation, NSFAS funding may consist of a combination of bursaries and loans. NSFAS can serve a greater range of students with diverse financial requirements. It ensures that people facing the most severe financial difficulties obtain non-repayable bursaries, while others may benefit from income-contingent loans.

  • NSFAS Bursary Component:

NSFAS primarily operates as a program offering bursaries, aiming to provide financial aid to students from low-income households. A bursary is a type of financial support that does not need to be repaid. NSFAS primarily provides bursaries to qualified students. Bursaries, unlike loans, do not have to be repaid. The recipients, who are mostly low-income students, receive financial assistance to pay tuition, housing, and recommended study materials. The bursary is a type of award that promotes equal access to education to empower people and communities.

  • NSFAS Loan:

Although NSFAS primarily functions as a bursary program, it also incorporates a loan component referred to as the “student loan.” The NSFAS loan serves as an additional financial assistance option for students who do not qualify for full bursary support or require extra funding beyond the bursary amount. Although its primary source of income is bursaries, NSFAS also includes loans in its funding structure. With the establishment of the NSFAS Student Loan Fund, qualifying students can now receive financial support in the form of a loan. This structure suggests that repayment is contingent on the borrower’s future earnings. Graduates will begin repaying their loans once they reach a particular earning level.

NSFAS Application Eligibility Requirements 2025

Applicants must meet the following criteria to be eligible for financial aid:

  • South African citizens or permanent residents
  • SASSA grant recipients
  • Applicants whose combined gross household income is not more than R350 000 per year
  • Persons with disabilities whose combined gross household income is not more than R600 000 per year.
Must have an email account and cell phone number.

Required Documents To Apply For NSFAS 2025

NSFAS applicants are required to submit the following documents to apply;

Students with disabilities must provide:

  • A completed and signed Disability Annexure A Form

Students recognised as vulnerable children must provide the following:

  • An applicant who is recognised as a vulnerable child by the Department of Social Development must provide a Vulnerable Child Declaration form completed by a social worker

Other documents that may be required, if applicable:

  • Retrenchment letter
  •  Death certificate/s
  • Divorce Decree
  • Proof of legal guardianship
  • Marriage certificate
  • other documents may be required for appeal purposes,….eg retrenchment letter

How to Apply for NSFAS

NSFAS primarily accepts online applications through their official website or on the NDSFAS App. The application process typically involves the following steps:

  • Create a profile:

Create a myNSFAS account via this link: or download the NSFAS App on Google Play or App Store. Your ID number will be your username.

  • Apply now:

Click on the “Apply’ tab to update your personal information and upload your application supporting documents, as indicated.

  •  Complete:

Submit your application

Before submitting your application, ensure all information provided is accurate to avoid errors or delays.

READ MORE: Who Qualify For NSFAS Bursary 2025-2026

NSFAS Contact Information

  • Website:
  • Email:
  • South African students: 0860 067 327
  • International students: +27 21 763 3232
  • Physical Address: 10 Brodie Road, Wynberg, Cape Town, South Africa, 7700
  • Postal Address: Private Bag X1, Plumstead, Cape Town, Western Cape, South Africa, 7801

Both prospective students and the general public need to understand that NSFAS primarily provides bursaries with the option of income-contingent loans. NSFAS helps to a more inclusive and equal higher education environment by providing financial aid in this manner, allowing students to pursue their academic goals without being hampered by financial restraints. Visit the NSFAS Official website here. Hope the provided information is helpful


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