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Home Insurance Quote Compare

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Home Insurance Quote Compare

home insurance quotes, Home Insurance Quote Compare

Since your home is one of your most valuable assets, it makes sense to invest in the best homeowners insurance policy available. The easiest way to find the right coverage for your needs is to compare house insurance quotes from various companies. This post will go over how to compare house insurance prices, what to look for while comparing, and what information you’ll need to get quotes.

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What Information Is Needed to Get Homeowners Insurance Quotes?

To guarantee a smooth and easy procedure of getting estimates for house insurance, make sure you have the following information on hand:

  • Your address.
  • Purchase date of your home.
  • The year the house was built.
  • Approximate size of your living area.
  • Several stories.
  • Number of full and half bathrooms.
  • Distance to a fire hydrant.
  • The age of your roof.
  • The shape of your roof (like a gable or hip).
  • Exterior type (like stone, wood or stucco).
  • Type of foundation (like a slab or concrete basement).
  • If you have a garage (attached or unattached).
  • Members of your household.
  • Are there any dogs in your home?
  • Information on your plumbing, electrical and heating systems.
  • Any protective devices, like smoke alarms, burglar alarms or water-leak detection systems.
  • Information if you are running a home-based business.
  • Personal information, such as your date of birth and marital status.
  • Your recent history of home insurance claims.
  • The amount of your mortgage.
  • Your net worth (this will help determine your liability insurance need).

Find the Lowest Cost Home Insurance Quote in Your State.

In addition to policy limitations, your home’s location has a big impact on your home insurance costs. The average cost of house insurance is typically greater in states with more frequent hurricanes, wildfires, and other natural disasters than in states with milder or colder climates.

State.        Average monthly premium.    Average annual premium.  % difference from national average

Alabama……………..$165………………………………………..$1,982…………………………………4%

Alaska……………….$117………………………………………….$1,398……………………………….-26%

Arizona……………..$147…………………………………………$1,762………………………………..-7%

Arkansas…………..$244………………………………………..$2,924…………………………………54%

California…………$120………………………………………….$1,436……………………………….-24%

Colorado………….$206………………………………………..$2,472…………………………………30%

Connecticut……..$113…………………………………………$1,359…………………………………-28%

Delaware…………$77…………………………………………..$928…………………………………..-51%

District of Columbia…..$96………………………………..$1,154…………………………………-39%

Florida…………$204………………………………………….$2,442…………………………………29%

Compare Online Homeowners Insurance Quotes by Company

below are the top house insurance providers in the current year 2024 in the USA

Insurance company J.D.    Power score.  Average monthly premium  Average annual premium

Allstate  ……………………………… 809/1,000……………………$133…………………………………$1,600

American Family………………….813/1,000……………………..$121…………………………………$1,457

Chubb………………………………..801/1,000………………………$168………………………………..$2,021

Erie……………………………………856./1,000…………………….$95………………………………….$1,138

Farmers……………………………..800./1,000……………………$173…………………………………$2,081

Nationwide………………………..812/1,000……………………..$115………………………………….$1,375

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