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Cheap Auto Insurance Quotes Houston

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Cheap Auto Insurance Quotes Houston

cheap full coverage auto insurance near me, Cheap Auto Insurance Quotes Houston

Houston is the largest city in Texas and the fourth most populated city in the US. Houston, home to more than 2 million people, also has some of the worst traffic in the nation. It’s necessary to have the appropriate auto insurance in Houston because there are so many cars on the road. The cost of minimum coverage auto insurance in Houston is around 43% more than the national average. While looking for car protection, it may be beneficial for drivers in Houston to compare quotes from multiple different providers.

In Houston, Car Insurance Rates Depend on a Wide Range of Factors

In Houston, insurance companies determine your premium based on a number of factors, including:

  • Your age
  • Your gender
  • Your marital status
  • Your driving record
  • Your claims history
  • Where you live and garage your vehicle
  • How you use your vehicle (for work or pleasure)
  • The amount of miles you put on your vehicle every year
  • The kind of vehicle you drive
  • Your credit score

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What’s the Houston Cost of Car Insurance?

Houston minimum-coverage insurance costs, according to our statistics, an average of $74 per month or $893 annually. At $52 per month or $625 annually, this is almost 43% higher than the national average. On average, full-coverage auto insurance costs $224 per month or $2,687 annually, which is almost 34% more than the national average for full coverage, which is $167 per month or $2,008 annually.

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Houston’s Top Cheap Car Insurance Providers

Our top picks for auto insurance in Houston include State Farm, USAA, Geico, Texas Farm Bureau, and Allstate. These insurers have excellent customer service histories, extensive coverage options, and coverage at rates that are less expensive than the city’s averages for both minimal and comprehensive coverage.

Car Insurance    Overall Rating   Average Monthly Minimum    Average Monthly

Company                                                    Coverage Rate.                        Coverage Rate

State Farm………………….9.4………………………….$36……………………………………&129

Geico………………………….9.1 …………………………$50………………………………….. $147

USAA ………………………..9.2……………………….. $52………………………………….. $184

Nationwide ………………..9.1 ……………………….$77……………………………………..$169

Progressive……………… 9,0…………………………$85…………………………………….$299

Farmers …………………..8.6……………………….. $202………………………………….$532

Allstate ……………………8.8 ………………………. $62…………………………………….$270

AAA ……………………….8.6…………………………$73…………………………………….$231

Liability coverage Minimum Requirement In Houston

Mandated by the Texas state. All drivers in Texas are required by law to either reach or above the following minimal standards:

  • $60,000 bodily injury liability per accident
  • $30,000 bodily injury liability per person
  • $25,000 property damage liability per accident

Cost of Car Insurance in Houston by Age

Teenagers typically have the highest auto insurance rates from insurers due to their inexperience as drivers and propensity for engaging in risky driving practices. According to our research, 16-year-olds in Houston pay roughly $330 a month or $3,956 a year for auto insurance.

Drivers start to notice reduced auto insurance premiums as they become older, reaching their 20s and into middle age. The average price of minimum-coverage vehicle insurance in Houston for various age groups is displayed in the chart below.

Driver Age.    Average Monthly Minimum     Average Annual Minimum

Coverage Rate                                      Coverage Rate

16…………………………….. $330…………………………………………$3,956

25……………………………..$89 ………………………………………….$1,064

35……………………………. $74 ………………………………………….$893

45……………………………. $74 ………………………………………….$883

55 …………………………….$93…………………………………………. $1,115

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