What is the average homeowner insurance cost per month, What Is the Average Homeowner Insurance Cost?
If you are a homeowner, you must have home insurance. Although your mortgage company mandates it, you are the one who will benefit from the coverage and need it. Between 2023 and 2024, the cost of homeowners insurance rose by about 11%, adding to the list of essential services affected by inflation. In 2025, a lot of homes will pay higher rates. Take the time to assess your coverage needs, get estimates, and compare house insurance providers as the average cost of homeowners insurance keeps going up to be sure you’re not passing up a better offer somewhere else.
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How Much is Homeowners Insurance In 2024
Our study of rates for policies with dwelling coverage limits ranging from $200,000 to $750,000 indicates that the average annual cost of home insurance in the United States is between $1,600 and $2,021 per policy. The cost of your coverage will vary depending on several factors, including the extent of your needs.
USA Average Homeowners Insurance Quotes by Companies
Insurance company J.D. Power score. Average monthly premium Average annual premium
State-by-State Average Cost of Homeowners Insurance
These are average rates for homeowners insurance for each state, and they may vary depending on where you live.
State Average cost per year for $350,000 in dwelling coverage
Alabama…………………………………….. $1,996
Alaska ………………………………………..$1,101
Arizona ………………………………………$1,262
Arkansas ……………………………………$2,156
California …………………………………..$1,013
Colorado…………………………………… $2,164
Connecticut………………………………. $1,083
Delaware …………………………………..$872
Florida ……………………………………..$2,512
Georgia……………………………………. $2,332
Hawaii……………………………………. $364
Idaho……………………………………….$1,119
The lowest rates for homeowners insurance Quote
The Most Expensive State Homeowners Insurance Quote
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