Cheap Car Insurance Quotes Texas

cheap full coverage insurance, Cheap Car Insurance Quotes Texas

In Texas, several factors affect the cost of car insurance, such as the age and driving record of the driver. To get you the best policy, our agents and insurance experts compared rates from several companies, driving records, and coverage levels for Texas car insurance. Continue reading to find out how much Texas vehicle insurance costs depending on these elements.

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Texas’s lowest Car insurance providers

In Texas, USAA offers the most affordable auto insurance, with an average yearly premium for safe drivers of just $1,853. That is more than $1,000 less than the state average and almost $300 less than the average cost of auto insurance nationwide.

Since USAA’s auto insurance policies are exclusive to members, many drivers in Texas might not be able to obtain USAA coverage. Only active or former military personnel and their qualified dependents may join.

Geico comes in second, with skilled drivers paying an average of $1,861 annually. Also, Nationwide pays less than $2,000 annually.

Of the top four cheapest car insurance companies in Texas, three — USAA, Geico and Nationwide — earned top scores in our analysis of the best car insurance companies.

Cheap Minimum Coverage Car Insurance Quotes in Texas

Company                                                  Monthly rate

Texas Farm Bureau………………………….. $33

State Farm……………………………………… $40

Geico ………………………………………………$63

Progressive…………………………………….. $84

Allstate …………………………………………..$87

USAA……………………………………………. $40

The Best Car Insurance In Texas 

• AAA: Best Customer Service in TX

As a highly-rated regional carrier, AAA scored an 839 on J.D. Power’s 2023 auto study. For those eligible, USAA is also top-rated by J.D. Power for Customer Service.

• GEICO: Cheapest liability coverage in TX

GEICO offered the cheapest liability insurance coverage in Texas at $42/mo

• USAA.
• State Farm.
• Texas Farm Bureau.

The Average cost of car insurance in Texas by driver profile

Driver  Profile                       Annual Rate         Monthly Rate

Good driver,…………………….. $2,938……………… $245

After a speeding ticket………. $3,318………….. …..$277

After an accident with injury..$4,292 ……………..$358

After a DUI………………………. $4,467…………….. $372

Adding a 16-year-old………… $2,969……………… $247

Senior driver……………………. $2,694……………… $225

High-risk driver ……………….$4,486 ………………$374

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