Cheap Car Insurance Quotes Florida

cheapest full coverage car insurance in Florida, Cheap Car Insurance Quotes Florida

Concerning auto insurance, Florida is the second most expensive state, surpassed only by New York. For full coverage insurance, a competent driver in the Sunshine State typically pays $4,326 annually, or about $361 per month. That is more than twice the $2,150 yearly national average for auto insurance. In Florida, having auto insurance is even more difficult for high-risk drivers. They should budget an additional 35%, or $6,135 annually, for the same level of coverage. Those wishing to save money on auto insurance may think about obtaining a quote from Florida’s four lowest auto insurance providers, all of which have good driver average prices that are less than $4,000 annually.

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Less Expensive Car Insurance Companies In Florida of 2024

below are the cheapest insurance companies to register at in Florida;

• Geico
• Mercury
• Travelers
• State Farm

Car Insurance Quotes In Florida

A competent driver looking for full coverage pays, on average, $4,326 for auto insurance in Florida. That would take almost $361 out of your monthly budget if you live in Florida, which is double the average cost of auto insurance nationwide.

You should budget about $1,286 per year if you simply want to get Florida’s minimum amount of auto insurance.

In Florida, high-risk drivers can anticipate much higher rates. They will pay $6,135 a year on average for complete coverage. Your credit score is a stronger determinant of your vehicle insurance prices in Florida than your driving record, which includes at-fault accidents, speeding citations, and DUIs. Poor credit history drivers pay $6,556 on average.

Examples Of Companies In Florida Insurance Quotes

Company.                 Annual Premium.     Monthly Premium

Travellers…………………$642………………………….$53

GEICO…………………….$652………………………….$54

State Farm………………$694………………………….$58

Mercury………………….$717…………………………..$60

Allstate…………………..$949………………………….$79

Nationwide…………….$955…………………………..$80

Progressive……………$1,155…………………………$96

Farmers………………..$1,381…………………………$115

Florida’s Guidelines For Car Insurance

In Florida, drivers who are involved in an accident file claims on their policies first, regardless of who is at blame, under the state’s no-fault auto insurance system.

So, if you own a car in Florida, how much auto insurance do you need? At the very least, Floridians need to have:

• $10,000 minimum personal injury protection (PIP).
• $10,000 minimum property damage liability (PDL).

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If your rates are rising faster than the average in your state, compare quotes and find a better deal.